Pradhan Mantri January Dhan Yojna (PMJDY)
As many every bit xx lakh people get got joined the modified Pradhan Mantri January Dhan Yojna (PMJDY), taking the full set out of trouble concern human relationship holders inward the flagship fiscal inclusion programme to 32.61 crore every bit on September 5, according to finance ministry building data.
The regime before this calendar month relaunched PMJDY every bit an open-ended system alongside higher insurance embrace together with double the overdraft (OD) facility.
The Union Cabinet decided to popular off on the system beyond the four-year current ended August xiv alongside an aim to accept the formal banking organisation from "every identify to every adult".
During the August 15-September v period, the full deposits inward 32.61 PMJDY accounts witnessed an increment of Rs 1,266.43 crore.
The ease inward PMJDY accounts was Rs 82,490.98 crore every bit on September 5.
Under the revamped scheme, accidental insurance embrace for novel RuPay carte du jour holders has been raised from Rs 1 lakh to Rs ii lakh for novel PMJDY accounts opened later August 28.
Also, the existing OD trammel of Rs 5,000 has been increased to Rs 10,000. Further, no weather condition volition endure attached for OD upwards to Rs 2,000.
The information also showed that virtually 7.18 lakh people, who opened PMJDY trouble concern human relationship later August 28, may larn the produce goodness of increased accidental insurance embrace of Rs ii lakh.
Launched inward August 2014, the foremost stage of PMJDY focussed on opening basic depository fiscal establishment accounts together with RuPay debit carte du jour alongside in-built accident insurance embrace of Rs 1 lakh.
Besides, it provided Basic Banking Accounts alongside OD facility of Rs 5,000 later half dozen months.
Phase II kickoff August 15, 2018 was planned to render micro-insurance to the people together with pension schemes to unorganised sector workers through Business Correspondents.
About 53 per cent of PMJDY trouble concern human relationship holders are women, spell 83 per cent of the full accounts are seeded alongside Aadhaar.
PTI
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