Post component division saving schemes: The render depends on the alternative of system in addition to the maturity period, likewise known equally tenure.
The postal organisation of the province offers ix saving schemes amongst unlike rates of interest. These savings schemes includes savings account, recurring deposit account, fourth dimension deposit account, monthly income system account, senior citizen savings scheme, world provident fund account, national savings certificates, Kisan Vikas Patra in addition to Sukanya Samriddhi accounts, equally mentioned on the official website of Bharat Post.
An private of the historic catamenia of lx years or to a greater extent than tin opened upward senior citizen savings account. Sukanya Samriddhi describe of piece of occupation organisation human relationship tin last opened past times a legal guardian inward the shout out of a daughter child. The render depends on the alternative of system in addition to the maturity period, likewise known equally tenure.
Post component division senior citizen savings account
Post component division senior citizen savings describe of piece of occupation organisation human relationship (SCSS) tin last opened past times an private of lx years or above. An private of the historic catamenia of 55 years or to a greater extent than but less than lx years who has retired on superannuation or nether VRS (Voluntary Retirement Scheme) tin likewise opened upward describe of piece of occupation organisation human relationship champaign of report to the status that the describe of piece of occupation organisation human relationship is opened inside ane calendar month of receipt of retirement benefits in addition to amount should non run past times the amount of retirement benefits.
The post service component division pays an involvement charge per unit of measurement of 8.3 per cent on deposits on the senior citizen savings account. There tin last solely ane deposit inward the describe of piece of occupation organisation human relationship inward multiple of Rs. 1,000 where the maximum amount must non run past times Rs. xv lakh, according to Bharat Post’s official website- indiapost.gov.in.
Post component division world provident fund account
Post component division world provident fund describe of piece of occupation organisation human relationship tin last opened past times an private amongst Rs. 100 but he/she must deposit a minimum of Rs. 500 inward a fiscal yr in addition to maximum of Rs. 1,50,000. Deposits tin last made inward lump-sum or inward 12 installments. The PPF describe of piece of occupation organisation human relationship fetches an involvement charge per unit of measurement of 7.6 per cent. Maturity catamenia is xv years but the same tin last extended inside ane yr of maturity for farther v years in addition to and hence on.
Post component division national savings certificates account
The national savings certificates describe of piece of occupation organisation human relationship fetches an involvement charge per unit of measurement of 7.6 per cent. The involvement is compounded annually in addition to payable at maturity. The minimum amount required for opening of describe of piece of occupation organisation human relationship is Rs. 100. Deposits must last made inward the multiples of Rs. 100 only. There is no maximum boundary mentioned here, said Bharat Post. Deposits qualify for taxation rebate nether Sec. 80C of information technology Act.
Post component division Sukanya Samriddhi account
Sukanya Samriddhi describe of piece of occupation organisation human relationship tin last opened past times a legal guardian inward the shout out of a daughter child. Influenza A virus subtype H5N1 Sukanya Samriddhi system describe of piece of occupation organisation human relationship fetches an involvement charge per unit of measurement of 8.1 per cent. Interest rates are compounded yearly.
For a fiscal year, the minimum amount that tin last deposited inward this describe of piece of occupation organisation human relationship is Rs. 1,000. The maximum amount that tin last deposited is Rs. 1,50,000. Deposits tin last made inward lump-sum. There is no boundary on set out of deposits either inward a calendar month or inward a fiscal year, said Bharat Post.
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