On Saturday, Prime Minister Narendra Modi launched the Bharat Post Payments Bank (IPPB). Aimed at bringing India's rural population into the country's formal fiscal system, IPPB volition select 650 branches as well as 3250 Access Points across the nation.
All of India's 1.55 lakh postal service offices volition last linked to the IPPB organization yesteryear Dec 31, 2018, thereby enabling banking services inwards the remotest of areas.
But it is pertinent to banking concern annotation that postal service offices inwards Bharat select already been offering savings trouble organization human relationship facilities. And, both a Post Office Savings Account (POSA) as well as an IPPB savings trouble organization human relationship offering four per cent involvement on deposits, payable quarterly.
SO, HOW IS Influenza A virus subtype H5N1 SAVINGS ACCOUNT WITH A POST OFFICE DIFFERENT FROM OPENING Influenza A virus subtype H5N1 SAVINGS ACCOUNT WITH AN INDIA POST PAYMENTS BANK?
1
Zero residue savings accounts tin last opened amongst IPPB. In illustration of Post Office Savings Account (POSA), a minimum deposit of Rs twenty is required to opened upward an account. To opened upward an trouble organization human relationship amongst banking concern fit facility, Rs 500 is the minimum deposit required for a POSA.
2
Accounts holders create non involve to hold a minimum residue inwards savings accounts amongst IPPB. However, amongst POSA savings accounts, holders involve to ensure minimum residue of Rs fifty per calendar month (for accounts without banking concern fit facility) as well as Rs 500 (for trouble organization human relationship amongst banking concern fit facility).
3
There is no maximum residue limit amongst POSA saving accounts. However, nether an IPPB basic savings, holders volition non last able to piece of job yesteryear away along to a greater extent than than Rs ane lakh inwards their accounts. Any sum higher upward that figure volition last swept out into the linked POSA account.
4
IPPB comes amongst iii types of savings trouble organization human relationship amongst dissimilar features: Regular, Digital as well as Basic.
5
POSA does non facilitate doorstep banking spell this is the exceptional characteristic amongst IPPB, although this comes amongst additional charges.
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