Sb Guild No.11/2018 : Revision Of Involvement Rates For Small-Scale Saving Schemes

interest Rate Savings Scheme

Sb Guild No.11/2018 : Revision Of Involvement Rates For Small-Scale Saving Schemes

September 17, 2018   Comment  

Revision of involvement rates for modest saving schemes : DOP Orders

Revision Of Involvement Charge Per Unit Of Measurement For Pocket-Sized Savings System -Ministry Of Finance [1St Oct 2018 To 31 Dec 2018]

interest Rate Ministry of Finance Savings Scheme

Revision Of Involvement Charge Per Unit Of Measurement For Pocket-Sized Savings System -Ministry Of Finance [1St Oct 2018 To 31 Dec 2018]

September 16, 2018   Comment  

Rate of Interest for the Small Savings schemes got increased gradually inwards the third Quarter of FY 2018-19. 

Ministry of Finance lodge dated 19/09/2018, the charge per unit of measurement of involvement for pocket-size savings system has revised in addition to increased from the previous quarter.

Posb Charge Per Unit Of Measurement Of Involvement From 01/01/2018 To 30/09/2018 [Ready Reckoner]

interest Rate POSB Calculator Savings Scheme

Posb Charge Per Unit Of Measurement Of Involvement From 01/01/2018 To 30/09/2018 [Ready Reckoner]

Agustus 29, 2018   Comment  

Post Office Saving Bank Interest Rate (01.01.2018 to 30.09.2018

Ippb 2018 – Digital Savings Concern Human Relationship – Benefits, Involvement Rates

interest Rate IPPB

Ippb 2018 – Digital Savings Concern Human Relationship – Benefits, Involvement Rates

Agustus 26, 2018   Comment  

IPPB 2018 – Digital Savings Account – Benefits, Interest Rates

For the people who are tech savvy in addition to comfortable alongside technology, IPPB’s Digital Savings Account is the best way to onboard yourself through the IPPB Mobile App. This app tin endure downloaded from the play shop on your Android phone. Anyone higher upwardly the historic stream of eighteen years, having Aadhaar in addition to PAN card, tin opened upwardly this account. The concern human relationship tin endure opened at i time from the comfort of your home, which agency banking anytime, anywhere.

Key Account Features in addition to Benefits

• Banking at your convenience
• Instant self on-boarding
• Interest charge per unit of measurement of 4% p.a. on EOD daily balances, paid quarterly
• No monthly average repose required to endure maintained
• The concern human relationship tin endure opened alongside naught balance
• Free quarterly concern human relationship statement
• Simple in addition to minute fund transfer through IMPS
• Easy neb payments in addition to recharges

Eligibility to opened upwardly a Digital Savings Account

• Individuals must endure higher upwardly eighteen years of age
• Complete the KYC formalities inside 12 months
• KYC formalities tin endure done yesteryear visiting whatever of the access points or alongside the assist of the GDS/Postman, afterwards which the Digital Savings Account volition endure upgraded to a Regular Savings Account
• A maximum yearly cumulative deposit of Rs. ii lakhs is allowed inward the account
• The concern human relationship is champaign of report to closure if the KYC is non completed inside 12 months of concern human relationship opening
• The Digital Savings concern human relationship tin endure linked to a POSA (Post Office Savings Account) afterwards completion of KYC inside 12 months

Advantages of IPPB

• Multilingual client support
• No commitment of minimum balance
• Nominal charges

Notes :

• Aadhaar & PAN bill of fare is mandatory for opening Digital Savings Account.
• To avail unrestricted banking services kindly upgrade your Digital Savings Account to Regular Savings Account inside 1 yr yesteryear visiting whatever IPPB access point.
• The total cumulative credit permissible inward the concern human relationship is INR ii Lakhs inside a year.
• Please consummate your total KYC inside 1 year. Non-compliance of the same tin consequence inward concern human relationship closure.
• *POSA (Post Office Savings Account)-In example client accept linked POSA account, amount higher upwardly 1 lakh at the destination of the solar daytime volition endure transferred to Linked POSA account.
• **Physical Statement quarterly free, champaign of report to minimum i customer-induced transaction inward that quarter
• The higher upwardly charges are champaign of report to change. IPPB reserves the correct to alter the higher upwardly charges equally per its discretion.
• For whatever services availed at doorstep, doorstep charges volition endure applicable.
• All charges are exclusive of GST.

A Quick Nautical Chart For Posb [Postal Savings Bank]

India Post interest Rate Post Office Savings Scheme

A Quick Nautical Chart For Posb [Postal Savings Bank]

Agustus 17, 2018   Comment  

Influenza A virus subtype H5N1 Quick Reference Chart is prepared yesteryear Lakshmi Narayanan, PA Kovilpatti Head Post Office. Please yell the chat for knowing almost schemes in addition to slowly calculation.

POSB Influenza A virus subtype H5N1 QUICK CHART: Download PDF

[Download]

डाकघर बचत योजनाओं ब्याज दर 2003/01/03 से 30-09-2018

डाकघर बचत योजनाओं ब्याज दर 2003/01/03 से 30-09-2018

Agustus 11, 2018   Comment  

डाकघर बचत योजनाओं ब्याज दर 2003/01/03 से 30-09-2018 

1- बचत बैंक खाता: @ 4% (वार्षिक गोटा) 

2- आवर्ती जमा (आरडी): आयु वाले बच्चे v वर्ष (त्रैमासिक गोटा) के बाद 

(प्रति माह 10 रुपये के लिए परिपक्वता राशि)

01.03.2003@7.50%: Rs.728.90

01.12.2011@8.20%: Rs.738.62

01.04.2012@8.40%: Rs.746.51

01.04.2013@8.30%: Rs.744.53

01.04.2014@8.40%: Rs.746.53

01.04.2015@8.40%: Rs.746.53

01.04.2016@7.40%: Rs.726.97

01.07.2016@7.40%: Rs.726.97

01.10.2016@7.30%: Rs.725.05

01.04.2017@7.20%: Rs.723.14

01.07.2017@7.10%: Rs.721.23

01.01.2018@6.90%: Rs.717.44

 3 समय जमा (टीडी): (त्रैमासिक गोटा।): वार्षिक देय ब्याज 

 परिपक्वता के बाद 1 वर्ष टीडी / ii वर्ष टीडी / three वर्ष टीडी / v वर्षों टीडी 

01.03.2003 @ 6.25 / 6.50 / 7.25 / 7.50%

01.12.2011 @ 7,70 / 7,80 / 8,00 / 8,30%

01.04.2012 @ 8,20 / 8,30 / 8,40 / 8,50%

01.04.2013 @ 8,20 / 8,30 / 8,40 / 8,50%

01.04.2014 @ 8,40 / 8,40 / 8,40 / 8,50%

01.04.2015 @ 8,40 / 8,40 / 8,40 / 8,50%

01.04.2016 @ 7.10 / 7.20 / 7.40 / 7.90%

01.07.2016 @ 7.10 / 7.20 / 7.40 / 7.90%

01.10.2016 @ 7,00 / 7,10 / 7,30 / 7,80%

01.04.2017 @ 6.90 / 7.00 / 7.20 / 7.70%

01.07.2017 @ 6,80 / 6,90 / 7,10 / 7,60%

01.01.2018 @ 6.60 / 6.70 / 6.90 / 7.40%

 4- मासिक आय योजना (एमआईएस): v साल के बाद परिपक्वता (2011/01/12 से पहले: आयु वाले बच्चे half dozen साल के बाद): देय ब्याज मासिक) 

01.03.2003@8.00%: 6yrs

01.12.2011@8.00%: v वर्ष

01.04.2012@8.50%: v वर्ष

01.04.2013@8.40%: v वर्ष

01.04.2014@8.40%: v वर्ष

01.04.2015@8.40%: v वर्ष

01.04.2016@7.80%: v वर्ष

01.07.2016@7.80%: v वर्ष

01.10.2016@7.70%: v वर्ष

01.04.2017@7.60%: v वर्ष

01.07.2017@7.50%: v वर्ष

01.01.2018@7.30%: v वर्ष

 5 SCSS'2004: वरिष्ठ नागरिक बचत योजनाएं: परिपक्वता v साल के बाद (ब्याज देय त्रैमासिक) 

02.08.2004 @ 9.00%

01.12.2011 @ 9.00%

01.04.2012 @ 9.30%

01.04.2013 @ 9.20%

01.04.2014 @ 9.20%

01.04.2015 @ 9.30%

01.04.2016 @ 8.60%

01.07.2016 @ 8.60%

01.10.2016 @ 8.50%

01.04.2017 @ 8.40%

01.07.2017 @ 8.30%

01.01.2018 @ 8.30%

 6- पीपीएफ-15 साल: fifteen वर्ष (वार्षिक जटिल) के बाद परिपक्वता 

01.12.2011 @ 8.60%

01.04.2012 @ 8.80%

01.04.2013 @ 8.70%

01.04.2014 @ 8.70%

01.04.2015 @ 8.70%

01.04.2016 @ 8.10%

01.07.2016 @ 8.10%

2016/10/01 8.00%

01.04.2017 @ 7.90%

01.07.2017 @ 7.80%

01.01.2018 @ 7.60%

 7- एनएससी (VIIIth अंक) (राष्ट्रीय बचत प्रमाणपत्र): परिपक्वता के बाद v साल और 2011/01/12 से पहले half dozen वर्षों (वार्षिक चक्रवृद्धि और छमाही 01-04-16 से पहले चक्रवृद्धि) 

 (Rs100 के लिए परिपक्वता राशि) 

01.03.2003 @ 8.00%: Rs.160.10: 6yrs

01.12.2011 @ 8.40%: Rs.150.90: v वर्ष

01.04.2012 @ 8.60%: Rs.152.35: v वर्ष

01.04.2013 @ 8.50%: Rs.151.62: v वर्ष

01.04.2014 @ 8.50%: Rs.151.62: v वर्ष

01.04.2015 @ 8.50%: Rs.151.62: v वर्ष

01.04.2016 @ 8.10%: Rs.147.61: v वर्ष

01.07.2016 @ 8.10%: Rs.147.61: v वर्ष

01.10.2016 @ 8.00%: Rs.146.93: v वर्ष

01.04.2017 @ 7.90%: Rs.146.25: v वर्ष

01.07.2017 @ 7.80%: Rs.145.58: v वर्ष

01.01.2018 @ 7.60%: Rs.144.23: v वर्ष

 8- एनएससी (नौवीं अंक) (राष्ट्रीय बचत प्रमाणपत्र): 10yrs के बाद परिपक्वता (छमाही जटिल): 

 (Rs100 के लिए परिपक्वता राशि)

(अब बंद) 

@ 8.70% 01.12.2011: Rs.234.35

@ 8.90% 01.04.2012: Rs.238.87

@ 8.80% 01.04.2013: Rs.236.60

@ 8.80% 01.04.2014: Rs.236.60

@ 8.80% 01.04.2015: Rs.236.60

 9 केवीपी (किसान विकास पत्र): (निर्दिष्ट अवधि में डबल) (वार्षिक जटिल) 

01.03.2003 @ 8.40%: 8yrs7months

01.12.2011 @ 8.70%: 8yrs4months

01.04.2016 @ 7.80%: 9yrs2months

01.07.2016 @ 7.80%: 9yrs2months

01.10.2016 @ 7.70%: 9yrs4months

01.04.2017 @ 7.60%: 9yrs5months

01.07.2017 @ 7.50%: 9yrs7months

01.01.2018 @ 7.30%: 9yrs10 महीने

 10- सुकन्या समृद्धि खाता (एसएसए): (15 वर्ष तक 21 साल के बाद जमा और परिपक्वता): वार्षिक जटिल 

01.04.2014 @ 9.10%

01.04.2015 @ 9.20%

01.04.2016 @ 8.60%

01.07.2016 @ 8.60%

01.10.2016 @ 8.50%

01.04.2017 @ 8.40%

01.07.2017 @ 8.30%

@ 8.10% 01.01.2018 

Post Utilisation Savings Schemes Notwithstanding Accept A Lot To Offer

Post Utilisation Savings Schemes Notwithstanding Accept A Lot To Offer

Agustus 08, 2018   Comment  

Are you lot planning to invest? Are you lot worried virtually investments? If you lot are novel as well as don’t desire to accept much risk, you lot tin endeavour traditional methods of investing. India Post office offers nine types of saving schemes. Here is a expect at the various schemes offered past times the post service purpose and their prominent features.

1. Post Office Savings Account

The post service purpose pays an involvement charge per unit of measurement of 4% per annum on deposits inwards its savings concern human relationship which tin hold out held individually or inwards articulation name. H5N1 mortal tin opened upwards a savings concern human relationship alongside a minimum deposit of Rs 20. In representative of a non-cheque facility account, the client is required to hold a minimum residual of Rs 50.

2. 5-Year Post Office Recurring Deposit Account (RD)

The post service purpose pays an involvement charge per unit of measurement of 6.9% inwards its recurring deposit account. The involvement is compounded on a quarterly basis. On maturity, a recurring deposit of Rs 10 per calendar month fetches a furnish of Rs 717.43 over v years. The concern human relationship tin hold out opened against a minimum of Rs 10 per calendar month or whatsoever amount inwards multiples of Rs 5.

3. Post Office Time Deposit Account (TD)

The post service purpose offers the fourth dimension deposit or fixed deposit concern human relationship inwards 4 options of maturity periods: 1 year, ii years, three years as well as 5 years. For 1 year, the involvement charge per unit of measurement is 6.6 per cent, for ii years it is 6.7 per cent, for three years the involvement charge per unit of measurement is 6.9% as well as for 4 years it is 7.4 per cent. With simply Rs 200, you lot tin opened upwards a fixed deposit alongside the post service office.

4. Post Office Monthly Income Scheme Account (MIS)

The post service purpose offers an involvement charge per unit of measurement of 7.3 per cent on deposits inwards the monthly income system (MIS) account. The involvement is payable on a monthly basis. The minimum investment required to laid upwards a MIS is Rs 1,500 as well as the maximum investment limit is Rs 4.5 lakh inwards unmarried concern human relationship as well as Rs nine lakh inwards articulation account.

5. Senior Citizen Savings Scheme (SCSS)

The post service purpose pays an involvement charge per unit of measurement of 8.3% on deposits inwards the senior citizen savings account. The post service purpose permits entirely i deposit inwards this concern human relationship of an amount inwards multiples Rs 1,000. The maximum limit should non overstep Rs xv lakh.

6. xv twelvemonth Public Provident Fund Account (PPF)

The Public Provident Fund Account (PPF) concern human relationship earns an involvement charge per unit of measurement of 7.6%. The concern human relationship tin hold out opened alongside an investment of a minimum of Rs 500. Deposits tin hold out made equally lump meat or inwards 12 installments.

7. National Savings Certificates (NSC)

The National Savings Certificate earns an involvement charge per unit of measurement of 7.6%. The involvement is compounded annually as well as payable at maturity. Investment tin hold out made against a minimum of Rs 100 equally deposit. An amount of Rs 100 returns Rs 144.23 afterward the maturity menstruation of v years inwards this account. These deposits qualify for taxation rebate nether Section 80C of the information technology Act, according to Republic of Republic of India Post.

8. Kisan Vikas Patra (KVP)

The post service purpose pays an involvement charge per unit of measurement of 7.3% on deposits inwards Kisan Vikas Patra (KVP). The KVP system requires a minimum investment of Rs 1,000 as well as it should hold out inwards multiples of Rs 1,000. There is no maximum limit if you lot desire to invest inwards the KVP. The amount deposited inwards the Kisan Vikas Patra doubles inwards a menstruation of 118 months.

9. Sukanya Samriddhi Accounts

H5N1 Sukanya Samriddhi system concern human relationship volition fetch you lot an involvement charge per unit of measurement of 8.1%. This system is meant for the daughter tyke as well as the minimum amount required for investment is Rs 1,000. The concern human relationship tin hold out opened upwards to historic menstruation of 10 years from the engagement of nascency as well as tin hold out unopen afterward completion of 21 years. Deposits tin hold out made equally a lump sum.